The Platte Valley Bank Zero Balance Account is automatically maintained at a zero balance by an internal transfer of funds to or from a master account at the close of each business day. It is designed for companies that maintain a general operating account and separate accounts for payroll, petty cash or other purposes. With Zero Balance Accounts (ZBAs) in place, all of the company's funds are concentrated into one operating account. Disbursements are made from subsidiary accounts, which always maintain a zero balance. This account system allows the company increased investment opportunities and reduces administrative expenses.
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