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Health Savings Accounts


Take charge of your health care with a Health Savings Account with Platte Valley Bank!

Health Savings Accounts (HSAs) are designed to allow the payment for qualified medical expenses of the HSA owner and his or her family on a tax-free basis. Unlike a Flexible Spending Account (FSA), an HSA is not a “use it or lose it” account.  It's a tax-advantaged account that can be used to pay for day-to-day eligible medical expenses. Your HSA is also an excellent way to save for retirement as the money in your account continues to grow tax-free, year after year.
To be eligible for an HSA, an individual must be covered under a High Deductible Health Plan (HDHP), not covered by another health plan that is not a HDHP (some exceptions may apply), not enrolled in Medicare, and not eligible to be claimed as a dependent on another individual’s Federal Income Tax return. Contribution limits vary and are affected by the type of HDHP the HSA owner has and the status of the owner’s eligibility.

See IRS Publication 969 for more information.

Reasons to open a Health Savings Account:

  • Freedom of Choice - Enjoy the freedom to choose the doctors and services you trust most.
  • Long-term savings - Our Health Savings Accounts grow your money in a tax-advantaged account. It’s a great way to help save for retirement.
  • Tax savings
  • Interest earnings
  • Stays with you - fully portable - the money you contribue to your Health Savings Account travels with you, even as you change jobs.

Your HSA works just like a checking or savings account. You can either write a check or use your debit card to pay for qualified medical expenses. Statements can be mailed or viewed online, and you'll receive a year-end report for tax purposes.

Visit one of our local branches for more information.

Have Questions? CONTACT US

Our friendly staff and competitive rates are the real differences at Platte Valley Bank. It is important to us for you to find the best plan for your individual goals.


^HSA Super Now Checking

Earn interest by maintaining minimum balance

Min. Deposit


Service Charge


$10.00 monthly service charge if falls below min. balance

Earns Interest


Visit a Branch to Open

Unlimited check writing with interest!

  • $100.00 initial deposit
  • Variable interest rate
  • Minimum daily balance must be maintained in order to obtain disclosed APY*
  • $10.00 monthly service charge if the daily balance falls below $1,000.00 minimum balance
  • Unlimited check writing
  • Mastercard® Debit Card
More Details

^HSA Money Market

Competitive interest rates with accessible funds

Min. Deposit


Service Charge

See "More  Details" below for fees & withdrawal restrictions

Earns Interest


Visit a Branch to Open

This savings account earns interest and has convenient accessibility.

  • $100.00 initial deposit
  • No more than six (6) transfers to another account of yours or third-party withdrawals or preauthorized transfers per statement cycle, $5.00 fee per debit after the sixth debit.**
  • $5.00 monthly service charge if the daily balance falls below $1,000.00 minimum balance
  • $1,000.00 minimum balance required to receive APY*
  • Tiered interest rates
  • Interest compounded and credited monthly
More Details


Standard Free Services


  • Free ATM/Debit Card
  • Free Monthly E-statement
  • Free Internet Banking
  • Free Notary Service
  • Free Internet Bill Pay (no charge if used monthly)
  • Free 24-Hour Telebanc (816) 858-5000
  • Free CardValetTM App and Service



Health Savings Accounts (HSAs) are individual accounts offered or administered by Platte Valley Bank of Missouri®, Member FDIC, and are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. State taxes may apply. The content on this advertisement is not intended as legal or tax advise. Federal and state laws and regulations are subject to change.

^ Fees could reduce the earnings on the account.
* APY (Annual Percentage Yield).
**Includes preauthorized automatic, telephone, fax or internet transfers and third-party transfers by check, draft and debit card.


Customer Service

(816) 858-5400

24 Hour Telebanc

(816) 858-5000

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