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Consumer Loans

Platte Valley Bank is always ready to assist our customers when the need for a loan arises. We have fast, creative and convenient loans with flexible terms to suit your specific needs. 

All loans are subject to credit approval.
 

Apply now for a loan

 

Personal Loans

  • Personal loans of all types
  • Use existing assets, secured instruments or the item purchased to secure the loan
  • Platte Valley Bank customers eligible for a .25% rate discount with automatic debit payment
  • Certificate of Deposit Line of Credit
  • Certificate of Deposit Term Loan
  • Ready Cash Reserve, setup an unsecured line of credit tied to your Platte Valley Bank checking account

Necessary documentation:

  • Loan application
  • Copy of valid photo ID
  • DOB and SSN required

Auto/Boat/Motorcycle/RV Loans

  • Competitive rates
  • A wide variety of flexible terms available
  • Quick response times on all auto loans for your new, used or leased vehicle
  • Platte Valley Bank customers eligible for a .25% rate discount with automatic debit payment
  • Down payment of cash or existing assets are required.

Necessary documentation:

  • Loan application
  • Copy of auto insurance certificate
  • Copy of valid photo ID
  • DOB and SSN required

 

Construction Loans*

  • Construction loans are our specialty!
  • Land ownership can serve as down payment
  • Equity in an existing residence can serve as down payment
  • Help with construction budget
  • Money saving tips that will make your construction project experience more enjoyable

 

Land Loans*

  • Easily convert into a construction loan when building on land
  • Use equity in an existing home as down payment
     

Home Loans*

  • Numerous financing options are available for qualified candidates
  • Variable rate loans with a variety of payment plans
  • Loans with little or no loan origination fees, no prepayment penalties
  • Use your home’s equity to make repairs, renovations, additions, or improvements with a Platte Valley Bank home improvement loan.
  • Nominal closing costs, flexible payment schedules, with outside appraisal option

For information on our Secondary Mortgage Home Loans, visit here.


Home Equity Line of Credit*

  • Nominal closing costs
  • Competitive interest rates
  • Flexible payment schedules
  • Outside apprasial optional
  • Receive additional tax deductions with a PVB equity loan
    Consult with a tax consultant for more details.

 

*Necessary Documentation for Real Estate Related Loans

To help you prepare for your real estate loan, the following items will be necessary during the loan application process:

  • Loan Application
  • W-2 for the last two years
  • Copy of valid photo ID
  • DOB and SSN required
  • Pay stubs for the last 30 days
  • Last two months bank statements (all accounts)
  • Current statements for: 401K, IRAs, mutual funds, profit sharing, brokerage accounts, etc.
  • Name and address of landlord or mortgage holder for the past two years
  • Make credit report and appraisal payable to Platte Valley Bank when applying for a mortgage loan
  • Copy of homeowner’s insurance certificate

 

 

CONTACT US

 

SCHEDULE WITH A LOAN OFFICER
 

 

 

Customer Service

(816) 858-5400

24 Hour Telebanc

(816) 858-5000

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